From: Richard Kahn
Sent: Thursday, April 19, 2018 4:43 PM
To: jeffrey E.
Subject: Fwd: Health insurance

Richard Kahn

HBRK Associates Inc.

Begin forwarded message:

From: =/b>Joscha Bach

Subject: =/b>Health insurance =/b>

Date: =/b>April 19, 2018 at 12:32:33 PM =DT

To: =/b>Richard Kahn

Should I just sign up for =he new health insurance, directly with the provider? Or should I buy =ia the MA health connector (which apparently only makes sense if the =ncome is low)? Or is there another way this should be done?

We also need to =ign up for a new health insurance, starting next month. Taiyo's celiac =isease means that we see his doctors quite often, so the deductibles =hould not be too high. The obvious options are Blue Cross Blue Shield =f Massachusetts HMO Gold (1000 deductible, -2250 per month for the =hole family), or HMO Platinum (0 deductible, but 3000 per month, which =eems to be too much).

The alternatives are the Harvard Pilgrim and Tufts Healthplans, but they =ave smaller networks and are not accepted by all our doctors, while =eing only slightly less expensive.

(Until now we were on the MIT Cobra plan, which extended the MIT Health =Ian for 18

months.)

Should we just sign up and pay via income or is there a better way this =hould be done
that (saves taxes, for instance)?

Thank you!

Joscha

<=div>