<table><tr><th>From:</th><th>Boris Nikolic &lt;</th></tr><tr><td>Sent:</td><td>Wednesday, November 19, 2014 5:05 AM</td></tr><tr><td>To:</td><td>Jeffrey Epstein</td></tr><tr><td>Subject:</td><td>RE: m 46 - Offer 119</td></tr></table>

not sure if I answered you.

Almost all people I know in Croatia have bank accounts in Switzerland. Also many companies in Croatia are using Switzerland bank - odd but fact.

For better or worse, this was the reason that sent so many in chapter 11- they all took huge loans on swiss franks, and when swiss franks went so much up - many of them went down.

And many use intermediaries - I just checked it seems that this is an intermediary specialized for Croatia and Slovenia http://www.vonlux.ch/index.php/aboutus

I will check with Zoran tmr.

B

Date: Tue, 18 Nov 2014 19:22:26 -0400
Subject: Fwd: m 46 - Offer 119
From: jeevacation@gmail.com
To:

can yoy ask your friend why I am sending money to a swiss co that i do not know? odd?

---------- Forwarded message ----------
From: zoran kovac <zoran.kovac@telenor.rs>
Date: Tue, Nov 18, 2014 at 6:31 PM
Subject: m 46 - Offer 119
To: "jeffrey E." <jeevacation@gmail.com <mailto:jeevacation@gmail.com> >

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