<table><tr><th>From:</th><th>Institutional Investor Daily &lt;646048.1252328540@ems.euromoneyplc.com&gt;</th></tr><tr><td>Sent:
To:</td><td>Monday, April 30, 2012 2:32 PM
jeeproject@yahoo.com</td></tr><tr><td>Subject:</td><td>On Pensions, U.S. Should Follow Other Countries, Says Report</td></tr></table>

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<http://ems.euromoney.com/ems/r.asp?cIndex=646048&=Index=1252328540&hurl=http%3A//www.institutionalinvestor.com> =!-- Newsletter Title -->Institutional Investor Daily Monday,&=bsp;April 30, 2012 =/TBODY>
<http://=projectsline.com/iimag/images/x.gif> </=R> On InstitutionalInvestor.com today:
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href="http://ems.=uromoney.com/ems/r.asp?cIndex=646048&mIndex=1252328540&hurl=htt=%3A//www.institutionali nvestor.com/Article/3019608/On-Pensions-US-Should=-Follow-Other-Countries-Says-Report.html">On Pensions, U.S. Should =ollow Other Countries, Says Report

This week U.S. def=ned contribution plan sponsors received a startling piece of news: At least=four countries outside the U.S have better fee disclosure practices than =hose in the U.S...

ead the full story at institutionalinvestor.com.
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href="http://ems.=uromoney.com/ems/r.asp?cIndex=646048&mIndex=1252328540&hurl=htt=%3A//www.institutionali
nvestor.com/Article/3019607/Report-That-Hedge-Fu=ds-Outperform-Stocks-Bonds-and-Commodities-Too-
Rosy.html">Report That H=dge Funds Outperform Stocks, Bonds and Commodities Too Rosy

A major report that re=eived widespread coverage earlier this week painted a very upbeat picture o= hedge fund performance. But it overlooked a number of key recent develop=ents...

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href="http://ems..=uromoney.com/ems/r.asp?cIndex=646048&mIndex=1252328540&hurl=htt=%3A//www.institutionali
nvestor.com/Article/3019576/Santander-to-Shrink-=ts-UK-Business-After-Poor-Results.html">Santander to Shrink its
U.K.=Business After Poor Results

Banco Santander is set=to shrink its U.K. business in the next three years after unveiling dis=ppointing first quarter earnings on April 26...

Read the full story at institutionalinvestor.com=2E <http://ems.euromoney.com/ems=r.asp?clndex=646048&mIndex=1252328540&hurl=http%3A//www.institutionalinvestor.com/Article/3019576/Santander-to-Shrink-its-UK-Business-Aft=r-Poor-Results.html> <http://projectsline.com/iimag/images=x.gif> </=R> <http://projectsline.com/iimag/images/x.gif> </=BODY> <http://projectsline.com/iimag/images/x.gif> <http://=projectsline.com/iimag/images/x.gif>

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