<table><tr><th>From:</th><th>Ada Clapp</th></tr><tr><td>Sent:
To:</td><td>Monday, January 27, 2014 8:03 PM
jeevacation@gmail.com</td></tr><tr><td>Cc:</td><td>Eileen Alexanderson; Richard Joslin</td></tr><tr><td>Subject:</td><td>Second to die insurance</td></tr></table>

Hi Jeffrey,

When I ask Roger to run the policy illustrations, I =as planning to ask him to show us rates of return at 4%, 6% and 8%. = wanted to check with you first to see if you prefer to see illustrations =ased on other return rates.

Thanks.

Ada Clapp

Elysium Management LLC

445 Park Avenue

Suite 1401

New York, New York 10022

Direct Dial: 646-589-0303

Fax: 646-589-0330

Email:

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