<table><tr><th>From:</th><th>Brad Wechsler &gt;</th></tr><tr><td>Sent:</td><td>Tuesday, November 24, 2015 1:15 PM</td></tr><tr><td>To:</td><td>Jeffrey Epstein</td></tr><tr><td>Cc:</td><td>Melanie Spinella; Alan S. Halperin; Ada Clapp; Joe Avantario</td></tr><tr><td>Subject:</td><td>Loan</td></tr></table>

Jeffrey-given the high daily interest cost (50k+/-) on $$ borrowed which yo= pointed out yesterday, here's what I'm thinking, but I want to be 100% on=the same page as you: 1. Close next monday on the credit line, but don't borrow any $$. (We can, =f course push closing back but my preference wld be to close.) 2. Right now, at barry's request, Irene Steiner, on behalf of the trustees =s reviewing apol and apo-o1. While probably not impt on a "substantive" ba=is it was (a) impt to barry and (b) is likely good for leon. 3. We are hoping to have signature pages to the trustees (and returned to u=) by early to mid next week. (Ada will oversee.) 4. We will then get the new trust to bofa who, moving quickly (according to=them), will have an acct open the following week, 12/7-9. 5. We need to manage execution of paperwork associated with decanting which=l assume occurs once apo-ol and bank acct are operative. (Ada I'm sure you=ll be on top of this). 6. I assume we will move $$ to pay down loan the day or day after (?) apo-0= bank acct open. As you know we cld do this as early as next monday/tuesda= but then cash will be sitting in apo-1 while we're waiting for apo-01ban= acct. 7. If there are sales of assets (or Iles) from leon to apol or apo-01 tha= needs to be buttoned down and organized asap. 8. Same if you want another NEW trust in the mix as that will involve paper=ork and opening an acct with bank.

Let's discuss to make sure we're on the same page on process. B Sent from my Verizon Wireless BlackBerry=?xml version=.0" encoding=TF-8"?> <IDOCTYPE plist PUBLIC "-//Apple//DTD PLIST 1.0//EN" "http://www.apple.com/DTDs/PropertyList-1.0.dtd"> <plist version=.0">

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