<table><tr><th>From:</th><th>Karyna Shuliak</th></tr><tr><td>Sent:</td><td>Thursday, December 20, 2018 9:59 PM</td></tr><tr><td>To:</td><td>Bella Klein</td></tr><tr><td>Subject:</td><td>Re: First Bank</td></tr></table>

Hi Bella,

Thank you so much for letting me know. I did try using it a couple of times,=because some places in Megeve did not accept American Express. It went=through in one place, but was declined in another.

Thank you,

Karyna

> On Dec 20, 2018, at 6:09 PM, Bella Klein <bklein575@gmail.com> wrote:

>

> Hi Karyna,

> Hope that you are having a wonderful time!

> I received a call from First bank as a concern for some transactions made w=th your debit card. They would not discuss details with me. I told them tha= you are traveling and international charges might occur. They promised not=to suspend card. Below please find bank contact and phone number if you did=not use your card and charges need to be disputed.

>

> Mr. Torres

>

>

> Thank you,

> Bella

>

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