<table><tr><th>From:</th><th>Jeffrey Epstein &lt;jeevacation@gmail.com&gt;</th></tr><tr><td>Sent:</td><td>Tuesday, November 19, 2013 9:16 PM</td></tr><tr><td>To:</td><td>Tazia Smith</td></tr><tr><td>Subject:</td><td>Re: Confirmation of Voluntary Corp Action (C)</td></tr></table>

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On Tue, Nov 19, 2013 at 10:07 PM, Tazia Smith <██████████████████ <mailto:███████████████████> wrote:

Classification: Co=fidential

Hi Jeffrey - You own 1mm face of Headwaters 7.625% '19, in Southern Financial at 102.79 (trading - 106.0 presently). These are sr. secured bonds (2nd lein) and there is a pending voluntary corporate action - amendm=nt to indenture . For consent, the issuer is paying $15/bond. Official, full details were provided to you from the information agent (please do refer back to those).

I did speak with Harry on this. Just confirming your election to consent and receive the consent payment.

Thank You,
Tazia

Tazia Smith
Director | Key Client Partners - US

Deutsche Bank Securities Inc
Deutsche Asset & Wealth Management
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