<table><tr><th>From:</th><th>jeffrey E. &lt;jeevacation@gmail.com&gt;</th></tr><tr><td>Sent:</td><td>Friday, June 5, 2015 2:24 AM</td></tr><tr><td>To:</td><td>Erika Kellerhals</td></tr><tr><td>Subject:</td><td>Re: Question</td></tr></table>

ask for a libor based rate

On Thu, Jun 4, 2015 at 3:55 PM, Erika Kelle=hals <████████████████████ <mailto:████████████████████> > wrote:

So - we're a=out to go to contract on an office space and we have been talking with the=bank. Our options for the loan (15 year amortization) are prime + 2.25% fo= the entire 15 years or 6.25% fixed for five years and then in year 6 it c=nverts to prime +2.25%.

I have no idea what inter=st rates are going to do - but I know you have an idea. Thoughts?

Erika A. Kellerhals
Member
Kellerhals Ferguson Kro=lin PLLC
9100 Port of Sale Mall, Ste 15
St. Thomas VI 00802
ctel:
Fax: 888 316 9269 <tel:888%20316%209269>
email:

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