<table><tr><th>From:</th><th>Richard Kahn</th></tr><tr><td>Sent:</td><td>Friday, January 18, 2013 10:20 PM</td></tr><tr><td>To:</td><td>Undisclosed recipients:</td></tr><tr><td>Subject:</td><td>Health Insurance</td></tr><tr><td>Attachments:</td><td>SKMBT_C25313011817550.pdf; Untitled attachment 00402.htm</td></tr></table>

I =nderstand that many of you have received letters in the mail that our =xisting coverage with United Healthcare will be terminating 1/31/2013. =nbsp;The reason for the change of carrier is that United Healthcare has =ncreased our existing premiums by 38% and then refused to alter the =Ian in order to make it affordable. We are in the process of =enewing our health insurance coverage with Oxford Health (Freedom =Ian). The good news is that Oxford is a subsidiary of United and =any doctors that took United also take Oxford Freedom Plan. =nbsp;Please look at this website to see if your doctor is on the =etwork at:

ht=ps://www.oxhp.com/secure/providerSearch/content_doctor.html

I will have more details about our new plan next week. =nbsp;ln the meantime, I have attached an Oxford application that I =indly ask everyone fill out. (only the Highlighted areas - Section B =nd Signature on bottom). The form can be scanned and sent back to =e via email or faxed to my number below. There is also a =ossibility that United may extend our existing coverage until February =8, 2013. I apologize that i currently do not have more details. =nbsp;Please email or call me with any questions. Thank you for =our patience.

Richard Kahn
HBRK Associates Inc.
575 =exington Avenue, 4th Floor,
<u>New York, New York</u> 10022
tel
fax
cel

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*   **From:** redacted
*   **Date:** January 18, 2013 4:55:24 PM EST
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*   **Subject:** Message from KMBT\_C253
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