<table><tr><th>From:</th><th>Institutional Investor &lt;722908.1295531037@ems.euromoneyplc.com&gt;</th></tr><tr><td>Sent:</td><td>Friday, September 28, 2012 3:22 PM</td></tr><tr><td>To:</td><td>jeeproject@yahoo.com</td></tr><tr><td>Subject:</td><td>The Future of Finance Focuses on Financial Innovation</td></tr></table>

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In our special nine-featur= package, "The Future of Finance," we set out to report and write about how=the world of finance will unfold over the remainder of this decade, by look=ng at nine key areas: China, finance theory, financial innovation, investme=t banking, monetary policy, pension funds, regulation, sovereign wealth fun=s and technology. Some of what we discovered may surprise you.

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