<table><tr><th>From:</th><th>jeffrey E. &lt;jeevacation@gmail.com&gt;</th></tr><tr><td>Sent:</td><td>Thursday, June 4, 2015 9:54 PM</td></tr><tr><td>To:</td><td>Erika Kellerhals</td></tr><tr><td>Subject:</td><td>Re: Question</td></tr></table>

What is prime now

On Thursday, June 4, 2015, Erik= Kellerhals <████████████████████████<mailto:████████████████████████> > wrote:

So - we're about to go to contract on an office =pace and we have been talking with the bank. Our options for the loan (15 =ear amortization) are prime + 2.25% for the entire 15 years or 6.25% fixed=for five years and then in year 6 it converts to prime +2.25%.

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I have no idea what interest rates are going to do - but I kn=w you have an idea. Thoughts?

Erika A. Kellerhals
Member
Kellerhals Ferguson Kro=lin PLLC
9100 Port of Sale Mall, Ste 15
St. Thomas, VI 00802

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