This document is a Refund Processing Service Agreement between Santa Barbara Tax Products Group, LLC and Civista Bank. It outlines the terms and conditions for processing federal tax refunds for the year 2018. The agreement includes details on authorization to release personal information, temporary deposit account authorization, disbursement methods, and fees associated with the service. It also covers customer identity validation, arbitration provisions, and privacy policies.
documents/EFTA01222094.pdf
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