This document is a Refund Processing Agreement between Santa Barbara Tax Products Group, LLC and Civista Bank. It outlines the terms and conditions for processing federal tax refunds for the year 2017. The agreement includes details about the refund processing service, authorization to release personal information, temporary deposit account authorization, disbursement methods, and federal electronic fund transfer act disclosures. It also covers compensation, governing law, arbitration provision, and customer identity validation disclosure. The document includes a privacy policy explaining how personal information is collected, shared, and protected.
documents/EFTA01222105.pdf
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