This document is a life insurance policy issued by Massachusetts Mutual Life Insurance Company for Jeffrey Kogan and Faith M Kogan. The policy provides a death benefit payable upon the death of both insureds, with an initial face amount of $5,000,000. It includes various riders and options, such as the Substitute of Insureds Rider, Policy Split Option Rider, and Accelerated Death Benefit Rider. The policy allows for flexible premium payments and is participating, meaning it may pay annual dividends. The document also includes detailed policy specifications, terms, and conditions.
documents/EFTA00804385.pdf
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