The document discusses potential risks and liabilities related to software defects, merchant obligations, fraud, and industry consolidation. It highlights the impact of software errors, merchant insolvency, and fraudulent transactions on the company's financial condition and operations. Additionally, it addresses the effects of bank industry consolidation on client relationships and revenue.
doj/DataSet10/EFTA01382610.pdf
{"document_date":"2015-10-14","document_type":"legal","document_subtype":"S-1/A Filing","reference_numbers":["DB-SDNY-0082039","SDNY_GM_00228223","EFTA01382610"]}